Tinjauan Bagi Hasil (Nisbah) Akad Mudharabah dalam Fatwa Ulama Dan Praktik Perbankan Syariah
DOI:
https://doi.org/10.47200/ulumuddin.v15i1.2732Keywords:
Rasio, Mudharabah, Fatwa, Islamic BankingAbstract
The development of sharia economics in Indonesia is currently increasingly widespread and known by the public. Sharia Economics is one of the choices of people who want muamalah free from elements prohibited by religion. One of the choices of muamalah with the aim of Profit and Loss Sharing (PLS) is to use the Mudharabah Contract. This journal tries to examine how the division of the mudharabah contract ratio according to the views of Ulama with studies in Islamic banking. The research method used is a library research method using qualitative data. The results of the analysis show that the division of the ratio in the mudharabah contract, both according to the views of Ulama and Islamic banking, is based on the agreement of both parties making the contract, with the percentage or amount agreed upon at the time of the contract as in several examples of transactions.
Downloads
References
Andiyansari, Chasanah NAndiyansari, Chasanah Novambar. “Akad Mudharabah Dalam Perspektif Fikih Dan Perbankan Syariah.” Saliha: Jurnal Pendidikan Islam 3, no. 2 (July 20, 2020): 42–54. https://doi.org/10.54396/saliha.v3i2.80.
Ayu, Dena, Mursal Mursal, and Doli Witro. “Pandangan Ulama Mazhab (Fuqaha) terhadap Akad Mudharabah dalam Ilmu Fikih dan Penerapannya dalam Perbankan Syariah.” Muqaranah 6, no. 1 (July 1, 2022): 1–14. https://doi.org/10.19109/muqaranah.v6i1.11676.
Fatun, Fatun, and Rofiqi Rofiqi. “Analisis Nisbah Dalam Pembiayaan Mudharabah Di BMT UGT Nusantara Capem Pasean.” Currency: Jurnal Ekonomi Dan Perbankan Syariah 1, no. 2 (April 30, 2023): 89–111. https://doi.org/10.32806/ccy.v1i2.230.
Fauziah, Nafisah Wahyu, and Segaf. “Seberapa Pengaruh Penetapan Nisbah Bagi Hasil, Inflasi, Dan Jumlah Uang Beredar Terhadap Deposito Mudharabah Di Indonesia.” Jurnal Tabarru’: Islamic Banking and Finance 5, no. 2 (November 28, 2022): 435–47. https://doi.org/10.25299/jtb.2022.vol5(2).9681.
Istiqomah, Nita Sri, Citra Ayudiati, Ahmad Syafii Rahman, and Toto Hermawan. “Analisis Faktor Berpengaruh Terhadap Kinerja Keuangan Bank Umum Syariah Saat Pandemi COVID-19.” Ulumuddin: Jurnal Ilmu-Ilmu Keislaman 15, no. 1 (January 5, 2025): 47–60. https://doi.org/10.47200/ulumuddin.v15i1.2702.
Lubis, Muhammad Arif Fadhillah, and Muthmainnah Muthmainnah. “Systematic Literature Review Tentang Loyalitas Nasabah Bank Syariah Di Indonesia.” Ulumuddin: Jurnal Ilmu-Ilmu Keislaman 13, no. 2 (September 5, 2023): 237–48. https://doi.org/ 10.47200/ulumuddin.v13i2.1856.
Lutfiyah, Lutfiyah, Nazih Sadatul Kahfi Nazih, Nilal Muna Fatmawati, Muhammad Abdul Rahman Hakim, and Muhyar Fanani. “Analysis of Comparative Fiqh: Conventional Bank Versus Islamic Bank.” Ulumuddin: Jurnal Ilmu-Ilmu Keislaman 14, no. 2 (November 19, 2024): 195–214. https://doi.org/10.47200/ulumuddin.v14i2.2600.
Mukaromah, Hajar, and Widia Sekar Rani. “Analisis Marketing Mix Terhadap Produk Tabungan Pada Bank BRI Syariah KCP Kebumen.” Ulumuddin : Jurnal Ilmu-Ilmu Keislaman 11, no. 2 (September 2021): 225–36. https://doi.org/10.47200/ULUMUDDIN.V11I2.903.
Mursid, Fadhilah. “Kajian Fatwa Dewan Syariah Nasional Tentang Mudharabah.” Tawazun : Journal of Sharia Economic Law 3, no. 1 (June 3, 2020): 107–23. https://doi.org/10.21043/tawazun.v3i1.7847.
Rahman, Miftahur, and Defi Widayanti. “Pengaruh Pembiayaan Bank Wakaf Mikro Terhadap Peningkatan Kesejahteraan Ekonomi Nasabah.” Nuansa Akademik: Jurnal Pembangunan Masyarakat 6, no. 2 (August 2021): 139–54. https://doi.org/10.47200/ jnajpm.v6i2.886.
Rofiqi, Rofiqi, and Masyhuri Machfudz. “Implementasi Nisbah (Profit Sharing) Pada Akad Mudharabah Di Bank Jatim Syariah.” Mutawazin(Jurnal Ekonomi Syariah) 4, no. 1 (April 25, 2023): 1–18. https://doi.org/10.54045/mutawazin.v4i1.1336.
Santoso, F. Setiawan. “Pola Pembiayaan Modal Ventura Di Indonesia, Ekplorasi Bagi Upaya Pengembangannya Di Ekonomi Syariah.” Ulumuddin : Jurnal Ilmu-Ilmu Keislaman 5, no. 2 (2015): 38–50.
Santoso, Fattah Setiawan. “Motivasi Keagamaan Konsumen Muslim Dalam Penggunaan Bank Syariah.” Nuansa Akademik: Jurnal Pembangunan Masyarakat 5, no. 2 (December 2020): 103–16. https://doi.org/ 10.47200/jnajpm.v5i2.577.
Sari, Rantika Septiana, and Muhammad Iqbal Fasa. “Analisis Tabungan Wadiah Dan Tabungan Mudharabah Di Bank Syariah Indonesia (BSI).” Jurnal Media Akademik (JMA) 2, no. 10 (November 14, 2024). https://doi.org/10.62281/hf60gp10.
Wahyu Fauziah, Nafisah, and Segaf. “Seberapa Pengaruh Penetapan Nisbah Bagi Hasil, Inflasi, Dan Jumlah Uang Beredar Terhadap Deposito Mudharabah Di Indonesia.” Jurnal Tabarru’: Islamic Banking and Finance 5, no. 2 (2022): 435–47. https://doi.org/10.25299/ jtb.2022.vol5(2).9681.
Waluyo, Bambang. “Implementasi Pembiayaan Mudharabah Pada Bank Syariah Untuk Merealisasikan Tujuan Ekonomi Islam.” Jurnal Ekonomi Dan Bisnis Islam (Journal of Islamic Economics and Business) 2, no. 2 (December 31, 2016): 185–204. https:// doi.org/10.20473/jebis.v2i2.3167.
Witro, Doli. “Qaidah Furu’ Fi Al-Hiwalah: An Overview.” Qawãnïn Journal of Economic Syaria Law 5, no. 1 (January 24, 2021): 1–12. https://doi.org/10.30762/qawanin.v5i1.2897.
Zaenal, Arifin. Akad Mudharabah (Penyaluran Dana Dengan Prinsip Bagi Hasil), 2021.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2025 Afni Wiji Astuti, Nafis Irkhami
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
