Pengaruh Pembiayaan Bank Wakaf Mikro Terhadap Peningkatan Kesejahteraan Ekonomi Nasabah

Studi Kasus Bank Wakaf Mikro Maslahah Syubbanul Wathon Magelang

  • Miftahur Rahman Sekolah Tinggi Agama Islam An-Nawawi Purworejo
  • Defi Widayanti Sekolah Tinggi Agama Islam An-Nawawi Purworejo
Keywords: financing, al-Qardh, well-being, the economy

Abstract

This research is intended to answer questions. As a result, micro finance must be maintained. The population in this study is 232 customers. Siharsimi Arikunto estimated sample size was 25, thus producing a sample of 58 respondents and sampling samples using the purposing sampling. His data collection methods with the spread of questionnaires interviews, and documentaries. And the data analysis uses simple regression. Research has shown that independent variables in the micro-wakaf bank are arbitrarily affected by people's increased economic well-being. It's based on the results of the calculations obtained value. T account > the table is ( 9.23 > 2.0025) with a value signifikansi 0'05. Thus the h1 hypothesis was accepted. According to data analysis, micro business flanking institution must be conducted as micro finance institution. The amount, the level of funds given. Has an influence on the business run by customers in their daily economic needs. So that in the increase in the business it self is still increasing, limites to additional capital. To add merchandise and try new businesses only used for consumptive purposes should be used as productive funds.

Downloads

Download data is not yet available.

References

Arikunto, Suharsimi. 2010. Prosedur Penelitian Suatu Pendekatan Praktek. Jakarta: Penerbit Rineka Cipta.

Ayu, Navirta, Ahmad Zamroni, Ahmad Syafii Rahman, dan Toto Hermawan. 2021. “Regresi Linear Berganda Dalam Uji Pengaruh Sikap Dan Perilaku Terhadap Keinginan Menabung Santri Pada Bank Syariah.” Intersections 6(2):1–10. doi: 10.47200/INTERSECTIONS.V6I2.686.

Bandoko, Bandoko, A. Turmudzi, dan M. N. .. Al Amin. 2020. “Pemberdayaan Usaha Maz Zakki Tahun Pada Badan Amil Zakat Nasional Kota Yogyakarta.” Nuansa Akademik: Jurnal Pembangunan Masyarakat 5(1):53–62. doi: 10.47200/jnajpm.v5i1.421.

Budiutomo, Tri Wahyu. 2014. “Bunga Bank Dalam Perspektif Islam.” Academy of Education Journal 5(1). doi: 10.47200/aoej.v5i1.110.

Bungin, Burhan. 2005. Metode Penelitian Kuantiatif. Jakarta: Kencana.

Fadlan. 2019. “Konsep Kesejahteraan Dalam Ekonomi Islam: Perspektif Maqashid Al-Syariah, . Vol 1, No 1 tahun 2019, 1-22.” Ekonomi Syariah 1(1):1–22.

Hidayat, Fattah, Aji Dedi Mulawarman, dan Fattah Setiawan Santoso. 2017. Islamic Microfinance Standard 2014 Edisi Revisi. Malang: Fakultas Pendidikan Psiokologi.

Jahar, Asep Saepuddin. 2015. “Transformasi Gerakan Ekonomi Islam Kontemporer.” MIQOT: Jurnal Ilmu-ilmu Keislaman 39(2):319–40. doi: 10.30821/miqot.v39i2.28.

Noorbani, Muhammad Agus. 2019. “Menjadi Berdaya dan Mandiri; Pengelolaan Dana Zakat oleh Mustahik di Provinsi Riau.” Jurnal Bimas Islam 12(1):27–68. doi: 10.37302/jbi.v12i1.79.

Rabitha, Daniel. 2018. “Pemberdayaan Dana ZIS (Zakat, Infaq, Shadaqah) dan Kesejahteraan Sosial Studi Kasus Pada BAZNAS Kabupaten Serang.” Jurnal Bimas Islam 11(4):671–92. doi: 10.37302/JBI.V11I4.66.

Rahman, Ahmad Syafii, Cipto Sembodo, Retno Kurnianingsih, Faishol Razak, dan Muhammad Nur Kholis Al Amin. 2021. “Participatory Action Research Dalam Pengembangan Kewirausahaan Digital Di Pesantren Perkotaan.” Ulumuddin : Jurnal Ilmu-ilmu Keislaman 11(1):85–98.

Santoso, F. Setiawan. 2020. “Motivasi Keagamaan Konsumen Muslim Dalam Penggunaan Bank Syariah, Telaah Filsafat Ekonomi Islam.” Nuansa Akademik: Jurnal Pembangunan Masyarakat 5(2):103–16.

Sardar, Ziauddin, dan Muhammad Nafik H.R. 2016. “Kesejahteran dalam Perspektif Islam pada Karyawan Bank Syariah.” Jurnal Ekonomi Syariah Teori dan Terapan 5(3):391–401.

Soedradjat, Irawan D. 2018. Bahan Bacaan Pelatihan Pengelolaan LKM Syari’ah Bank Wakaf Mikro. Jakarta: Laznas BSM Umat.

Sugiyono. 2016. Metode Penelitian Kuantitatif, Kualitatif, Dan RnD. Bandung: ALFABETA.

Published
2021-08-23
How to Cite
Rahman, M., & Widayanti, D. (2021). Pengaruh Pembiayaan Bank Wakaf Mikro Terhadap Peningkatan Kesejahteraan Ekonomi Nasabah. Nuansa Akademik: Jurnal Pembangunan Masyarakat, 6(2), 139 - 154. https://doi.org/10.47200/jnajpm.v6i2.886
Section
Articles