TRESMANTA, Tegar; REZA WIDHAR PAHLEVI. FAKTOR YANG MEMPENGARUHI PENGGUNAAN QRIS PADA UMKM RETAIL DI KEBUMEN, JAWA TENGAH. Journal Competency of Business, [S. l.], v. 10, n. 1, p. 264–282, 2026. DOI: 10.47200/jcob.v10i1.3872. Disponível em: https://jurnal.ucy.ac.id/index.php/JCoB/article/view/3872. Acesso em: 9 sep. 2026.